Do you believe in coincidence? Do you think the world is quite small? Well, I met one of my cousin (called him 3S) for appointment on Saturday. I know he was a finanical planner/consultant with Prudential. More amazingly is that he was under the same agency which I have been working for previously. (I was once a Prudential advisor .. keke) But not only that, he was also work for the same manager which I have been under previously.
He was also surprised because he didnt know I have study finance and investment planning
and went for the PSA training at Prudential (in 2004). But I left after 6months in the job
because I feel this is not "my cup of tea" ... haha... maybe I still prefer "coffee"
At that time he was still doing his final year Engineering degree in his University.
At the same time, we also talked about some of the previous colleagues which I knew
and how he get to know about the finance and insurance industry.
Well, he was accompanying his soon to be wife (getting married in this Sept 2008)
to listen to the talk in 2005 and somehow or rather he was quite interested and
soon after he also went for the PSA training. And that is how he become an advisor
(now they are called financial consultant - nicer name =p)
Well, times really flies like nobody business... Me and 3S were very close cousins
because we were staying next to each other in Yishun 11yrs ago...
We often played marbles, soccer, basketball, cycling, badminton etc together
and attend the same primary school. He was always one of my role model and
until now, he still set a good example which I really respect and got a lot to learn from him too.
I always admire the way he do things, his intelligence, the way he talk and his leadership
(that why he was an officer during NS time)
Haha... finally, he got this lovely and charming smile which make girls attract to him easily.
That must be one of the reasons why his wife was attracted to him (i guess =p)
Anyway, we met again today (Sunday 24 Feb) and he arranged a policy which suit
my need. I have no problem agreeing to sign and pay the money on the spot because
I have full confidence and belief in what he is doing and since I have study the same
things before, therefore I also know the "pros and cons" of the policy term and conditions.
Furthermore, I feel that if I do not start a plan now (since it is cheaper and more affordable)
then if something really happen to me, at least my parents and family (if I get married in future)
then I do not need to worry so much.
Financial planning is definitely very important nowaday. We need to have sufficient savings
for retirement and also enjoyment. Furthermore, if I happened to die first, then at least my next of kin will also have some form of coverage and protection for another couple of years and ease some of their burden too. Well, I am not trying to be negative or pessimistic
but you will never know what is going to happen in life, isn't it so?
That is why it is better to have some "backup plan" since i am still "young"
At least, I know the policy will benefit me (as well as my family) in the long term and
my future is being taken care of if something really happen.
It is also a commitment to take up such a policy because you need to pay the premiums
monthly and also be able to sustain in a long period of time.
To those who do not save or have doubts on such policy, maybe it is time for you to start thinking to have your own fiancial planning. It is never too young or early to develop such a good and nice habit. Good luck to you =)